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Welcome to FHAFunding

FHAFunding.com is owned by Firstline Mortgage, Inc. Founded in June of 1985 in Long Beach California, Firstline has been approved by HUD (Department of Housing and Urban Development) from the beginning.

FHA loans

FHA loans have been helping people become homeowners since 1934. How? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, and therefore can offer:

  • Low down payments
  • Low closing costs
  • Easy credit qualifying
  • You do not need to be a first time home buyer

Buying your first home?

FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.

Looking to refinance?

You do not need to currently have an FHA Loan to refinance with an FHA Loan, in fact it can be the best option in today's housing market since you can refinance with as little as 3% equity in your home.

Financial help for seniors

Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.